Mortgage Refinancing Below 500 FICO | Extreme Personal Finance

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That's not to say credit repair doesn't work, it's just that it doesn't work very well for most people who are under 500 FICO seeking a debt consolidation, refinance or home purchase loan. Over the years we've taken a harder ... I have seen a client go from a 485 FICO and $65K in combined credit card and auto loan debt and a total monthly payment of over $2800 to a 610 credit score and a payment of $1900 per month in less than 4 months. How did that payment get so low? ...

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