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How can I fix my credit on my own? What will I need to fix my credit on my own? In order to fix bad credit on your own you will need a number of things such as a new credit card, a credit report, credit counselor and a debt-consolidation plan ... What else can I do to fix bad credit? A counselor should be able to have your monthly payments reduced by up to forty percent. You should avoid companies and offers that want to give you credit repair or debt consolidation loans. ...

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Any lenders in MD can do a FHA purchase loan with - Zillow Advice

There are a few lenders out there still lending FHA loans to people with fico scores as low as 580. The good thing about FHA loans is that you could do a streamline refinance 6 to 12 months later for a lower rate once your score .... Credit repair takes time... We may have messed up as well and added me as an authorized user on a credit card, thinking about this now it might lower my score, even though the credit card is in excellent standing with no late payments. ...

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