Saving hurts credit | Credit Repair Tips & Tricks

By ncc1

And such a steep drop in your credit score would likely result in a higher interest rate on your mortgage, car loan — or credit card. These are just two of the missteps people are making as they attempt to smartly manage their credit during a recession. ... A 700 used to be enough to nab the best rates, but now a consumer needs a FICO score of 750, according to John Ulzheimer, president of consumer education at Credit.com. The first step is reviewing your credit report. ...

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