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Also, don't close unused credit cards as a strategy to raise your credit score, it will only hurt your score. Having a good credit report means it will be easier for you to get loans and lower interest rates. Lower interest rates usually translate ... And like most people with bad credit, including myself, we want to correct our mistakes. I've made mistakes like everyone and did not take my credit seriously. I've also fallen for the Credit Repair Scams from companies. ...

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