Repair Credit Rating - Info Barrel

The next best thing you can do is to pay down any high balances on your credit cards as a good proportion of your credit score is calculated via what is called the "debt to credit limit ratio" as this is the ratio of outstanding debt on ... By doing these sorts of things you can repair a bad credit rating in a relatively short amount of time and this will make you eligible for some of the better consumer loans and interest rates so get a copy of your credit report and get ...

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Restore Good Credit and Stay Out of Debt | Finance and Money Articles

By Weston Grant

This first bit of credit is where building a good history begins. If a parent who has an excellent score can cosign the note for the young person, it will help to lower the interest rate on the loan. However, the MOST important ... If you have a credit card that has a $5000 limit but your balance on it is, say, $400, it would be a very good credit-to-debt ratio. Lenders like good credit-to-debt ratios. Credit reports that show a good ratio are a good thing. ...

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