8 Ways to Give Your Credit Report a Spring Cleaning - WalletPop

But her latest report included a cell-phone collection account for $170, which dropped her score to 676. She swore the item was an error, but she wound up paying an additional $4000 in points and fees to get her interest rate down. ... What about those credit-repair agencies, which promise a credit clean-up for a fee? Miceli calls the hope for an easy shortcut through one of these agencies the biggest credit score myth. "The road to financial stability typically requires ...

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Credit Card Reform: What Might Have Been - Money Features

By Donna Rosato

According a report in the Huffington Post, an earlier version of Dodd's bill explicitly prohibited universal default (that's when a card company raises a user's rate when they are late paying another creditor) and limited the number of .... The Universal Default Provisison of any credit card agreement is an absolute joke and needs to be outlawed. Now, I have zero credit card debt and an 820 score, but as soon as I learned that the 2 cards that I had both had this ...

Money Features - http://moneyfeatures.blogs.money.cnn.com/

9 Good Habits To Survive A Deep Recession | Fair Loan Rate!

By noor

This includes your car loan and all your credit card bills. Use the highest-interest first or the snowball method, but become debt free. Keep a track of your spending. Keep a record of where all your money goes. ... Make sure that your credit score is good and your finances are in order as the next year might be a good time to refinance. You are entitled to one free report per year from each of the credit bureaus; so if you need to check your report, contact your credit ...

Fair Loan Rate! - http://www.fairloanrate.com/

Health-Wealth-Happiness.us » Blog Archive » A Four-Step Plan to ...

By Health Wealth Happiness

Financial institutions like banks and credit card companies will consider you a risk if you have a bad credit score. Essentially, you would pay higher interest rates and be subject to stricter rules for the credit you did qualify for, and you may not be eligible ... Rapidly raising your credit score should be your immediate goal. Increasing your credit score in one year is reasonable if you follow the credit repair debt consolidation steps below. 1. Get a Credit Report ...

Health-Wealth-Happiness.us - http://health-wealth-happiness.us/