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By Mike Jones

If you have any credit cards you need to be concerned about keeping a good credit score and having a good credit report. Credit card companies will use any explanation that they can find to increase your rates. ... it is immaterial to them and they will still unfairly jack up your rates. For this reason it is judicious to take advantage of credit repair strategies to remove erroneous and imprecise credit. Credit scores and reports can also affect your job search. ...

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