Do I close credit cards after paid off to increase FICO score? | 0 ...

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If you're serious about increasing your FICO score, you should get a good book on credit repair and start fixing your credit now. Although credit repair doesn't work 100%, in most cases you can make some very substantial improvement in your score, ... Fixed rate loans such as car loans and mortgage loans in good standing for 24+ months will bring your score into the mid 700's. Credit score swings from mid 700's to mid 600's are largely due to high credit card balances. ...

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Seeking Counseling for Credit Repair

By Adam

Tips on how to improve your FICO Credit Score and Vantage Credit Score. ← People With Poor Credit Credit Cards For Those Who Need Them ... A credit repair counselor is an expert in handling credit and finances; he may also be the one to help you gain a beter understanding of your credit report and assist you in taking note of your credit standing. And as your counselor he may also point out the areas that you need to focus on to help you improve your credit rating. ...

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With a credit score of 638 and no recent credit history what is a ...

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Doesn't matter what type of card, secured or unsecured, lowest interest rate you can get. Although with a fico score of 638 you must have some active credit facilities going right now (e.g. loan, line of credit, visa/master card) ... Сredit repair workеd fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service – credit-report-score.10001mb.com. « I am 19 with no credit history. Where can I get a reasonable loan to pay a ...

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Can I get a mortgage with my credit scores? - mortgage help

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It can be done but the interest rate is not going to be great and the fact that you have so little debt is going to help as well. Worst case scenerio would be going through a credit repair before getting a loan. ... Spend a couple of months to work on your credit score before you dive into a loan. Some of the things you'll want to do is follow the steps I have listed here and make sure you get the free credit report monitoring on the article listed below to track your ...

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