Secured Credit Card | Quick Guide To Establishing Credit | New Bad ...

By Max

Until recently, you could be added as an authorized user on a credit card and without ever touching the card or making a payment, the good (or bad) credit history would actually count for your credit score. This all changed thanks to ... With a purely negative credit history, you need something positive on your report in order to start the rebuilding process. Someone with no history at all is considered high risk due to the high default rate of first time credit users. ...

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