This battle is LOST - Credit and Debt Problems Forums

By paul-rise

You will want to know what the min deposit is; the maximum deposit; the interest rate; the fee structure; payment options (online, phone, mail etc) and if/when it will convert to an unsecured card after a certain time period of excellent payment history. ... You can go to a cc rating site to get a list of decent secured cards. Do your homework before you apply. Have your credit report (all three) in front of you with the scores you can access so you can speak to someone. ...

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